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Terms of Service

These terms are a contract between RBM Business Holdings Inc. (“MarginTruck,” “we,” “us”) and the business that subscribes to the MarginTruck service (the “Client,” “you”). By signing an order form or accessing the service, you agree to them.

Effective Sep 10, 2026

1. The service

MarginTruck is a web application that captures supplier invoices, tracks purchase prices and inventory, calculates food cost and recipe margins, and helps manage supplier bills. We provide it as a hosted subscription; we do not sell you a copy of the software.

Subject to these terms and payment of the applicable fees, we grant you a non-exclusive, non-transferable, non-sublicensable right to access and use the service for your own internal restaurant or food-service operations during the subscription term.

2. Accounts and authorized users

Access is by invitation. You may permit your employees and contractors (“Authorized Users”) to use the service on your behalf. You are responsible for their activity, for keeping login credentials confidential, and for promptly removing access when someone leaves. Tell us right away if you believe an account has been compromised.

Each workspace is a separate tenant. You are responsible for the accuracy of the workspace and user information you provide.

3. Your data

“Client Data” means everything you or your Authorized Users put into the service or connect to it — invoices, vendor and pricing information, recipes, inventory counts, sales data from your point-of-sale system, payment records, and account details.

As between the parties, you own all Client Data. You grant us a limited license to host, copy, process, transmit, and display Client Data solely to provide and support the service, to prevent or address technical or security problems, and as otherwise permitted by these terms. We will not sell Client Data or use it for advertising. Our handling of personal information is described in the Privacy Policy, which is part of these terms.

You are responsible for the Client Data you submit and for having the rights to submit it, including any information about your suppliers and staff.

4. AI-assisted invoice reading

The service uses machine-learning models (including third-party models — see the Privacy Policy) to read line items, prices, and quantities from the documents you upload. This is an assistive tool. Extracted figures may be incomplete or wrong, especially for low-quality scans or unusual invoice formats.

You are responsible for reviewing extracted data before relying on it. Food-cost percentages, margins, inventory values, and bill amounts shown in the service are informational and are not accounting, tax, or financial advice.

5. Bill Pay and financial features

MarginTruck helps you record supplier terms, approvals, due dates, and payments you have made. MarginTruck does not move money, hold funds, or act as a bank, payment processor, money transmitter, or financial advisor. You remain solely responsible for actually paying your suppliers, for the accuracy of your books, and for tax and regulatory compliance.

6. Third-party services

The service can connect to third-party systems you authorize, such as your point-of-sale provider or a distributor. Your use of those systems is governed by your agreements with them. We are not responsible for third-party services, and we may stop supporting an integration if the third party changes or withdraws access.

7. Acceptable use

You agree not to:

  • use the service in violation of law or to infringe someone's rights;
  • upload malware or attempt to breach or probe our security or another tenant's data;
  • reverse engineer, copy, or create derivative works of the service except as the law expressly permits;
  • resell, rent, or provide the service to a third party as a service bureau;
  • use automated means to scrape the service or exceed rate limits; or
  • remove or obscure any proprietary notice.

8. Fees and payment

You will pay the subscription fee stated on your order form. Unless the order form says otherwise, fees are billed monthly in advance, are non-refundable, and are exclusive of taxes.

AI usage pass-through. Charges we incur from our AI provider for reading your invoices are billed to you at our cost and itemized on your monthly statement. We do not mark them up.

Subscriptions renew month to month. We may change fees for a renewal term with at least 30 days' notice. Undisputed amounts more than 15 days past due may result in suspension after notice.

9. Term and termination

The subscription runs month to month from your start date. Either party may terminate for convenience at the end of a monthly term with at least 30 days' written notice. Either party may terminate immediately for the other's material breach that stays uncured 30 days after written notice.

On termination, your right to access the service ends. For 30 days after termination you may export your Client Data (the service provides CSV export). After that window we will delete Client Data from active systems, with backup copies aging out on our normal cycle, except where retention is required by law.

10. Warranty disclaimer

The service is provided “as is” and “as available.” To the fullest extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, non-infringement, and any warranty that the service will be uninterrupted, error-free, or that extracted or calculated figures will be accurate.

11. Limitation of liability

To the fullest extent permitted by law, neither party will be liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits, revenue, data, or goodwill. Our total liability arising out of or related to these terms will not exceed the fees you paid us for the service in the 12 months before the event giving rise to the claim.

These limits do not apply to your payment obligations, to a party's indemnification obligations, or to liability that cannot be limited by law.

12. Indemnification

You will defend and indemnify us against third-party claims arising from your Client Data, your use of the service in breach of these terms, or your violation of law. We will defend and indemnify you against third-party claims that the service, used as permitted, infringes that party's US intellectual-property rights.

13. Confidentiality

Each party will protect the other's non-public information disclosed in connection with the service with at least reasonable care and use it only to perform under these terms. This does not apply to information that is public through no fault of the receiving party, was already known to it, or is independently developed.

14. Governing law

These terms are governed by the laws of the State of Texas, without regard to conflict-of-laws rules. The state and federal courts located in Harris County, Texas have exclusive jurisdiction, and each party consents to venue there.

15. Changes to these terms

We may update these terms. If a change is material, we will give notice by email or in the service at least 30 days before it takes effect. Continued use after the effective date is acceptance. If you do not agree, you may terminate before the change takes effect.

16. General

Neither party may assign these terms without the other's consent, except to a successor in a merger or sale of substantially all assets. If a provision is unenforceable, the rest stays in effect. These terms, together with the order form and the Privacy Policy, are the entire agreement and supersede prior discussions. Neither party is liable for delays caused by events beyond its reasonable control. Notices to us should go to legal@margintruck.com.

17. Contact

RBM Business Holdings Inc.
957 NASA Pkwy #1184, Houston, TX 77058
legal@margintruck.com